Auto Accident Injuries and fatalities.
502-589-0816
When the worst happens and you are injured in an accident call Aleksander Law Office, PLLC a Personal Injury Lawyer in Louisville Kentucky who is ready to help.
Have you been hurt in a car accident? It is extremely important that you contact a lawyer to help you navigate the complex process of setting up your claim, having your bills paid, your lost wages reimbursed, and to get you compensation for your injuries. Aleksander Law Office does not charge fees unless money is recovered for your injury. If you’ve been injured in an accident due to the negligent or intentional or reckless act of another driver, call me right away to get the compensation that you deserve for your lost wages, pain and suffering, and for emotional distress. You should know that in some cases your spouse may also have a claim for loss of consortium.
Car accident injuries can range from minor to very serious and catastrophic. When the worst happens, it is important to have a lawyer that knows how to competently handle your claim. In America car crashes occur every second and highway crash fatalities are a major cause of deaths in the USA (NHTSA estimated close to 43,000.00 people died in car crashes in 2021).
What Steps To Take Immediately After a Wreck.
1) Call a lawyer I answer my calls!
2) Get a police accident report.
3) Take pictures.
4) Get witnesses’ information in case you need it later.
5) If seriously injured and taken by ambulance, obviously you will not be able to do all of the above.
What to do when you get home after a car accident?
1) Make a claim. It is better if your lawyer reports a claim for you. Be careful when talking to insurance companies by yourself. What you might think is harmless maybe misconstrued and twisted out of context later in order to avoid paying your claim.
2) Get a rental vehicle if you can drive.
3) If your vehicle was towed figure out where?
4) Get medical treatment.
If the facts of the accident are disputed, you should know that the police officer’s conclusions in the police report are not conclusive as to the fault.
Kentucky is a No Fault Accident State meaning that your Personal Injury Protection Coverage pays the first $10,000.00 of your medical bills. It may be more, and even more if you purchased “med pay.”
You will not have to repay the PIP no matter whose fault it is. Even if the accident is later determined to be your fault you will not have to repay it because it is what you paid your premiums for. The PIP coverage is there to help you pay some of your medical bills, some of your lost wages, and some cost to hire help and assistance with your daily living tasks. This is just to hold you over, until your injury case settles. You should contact a lawyer immediately to determine what rights you have against the liable party. Usually your lawyer will prepare a demand for damages and request a specific amount of damages. Insurance companies will rarely if ever offer you what you deserve without a lawyer. They will try to minimize your claim even when it’s serious. They may offer you some money but this money may not be fair compensation for your claim. In fact it maybe substantially less than what you deserve to get. Always call a lawyer. If settlement negotiations with the insurance company prove to be unsuccessful, then a lawsuit should be considered and filed.
Insurance companies tend to settle for higher amounts once they are faced with a lawsuit. Sometimes, they like to delay settling your claim, or provide short and unsatisfactory explanations for why their offer is low. In such a case, the law protects you. The Unfair Claims Practices Act is there to protect you form unreasonable delays or plain failure to investigate your claim by the insurance companies. There is also a common law claim of “bad faith.” Bad Faith comes into play when the insurance companies are acting intentionally and with malice.
Most of the time, Anna Aleksander is able to successfully resolve your case either via settlement or after filing a lawsuit.
Important Factors in your injury case:
1. Do you have witnesses? If the fault for the accident is disputed, evidence in the form of a video or witnesses is important.
2. Did the party at fault admit fault? If so, that’s good for you. If not, then you may need witnesses, or accident reconstruction experts.
3) Have you sought treatment and obtained a medical diagnosis that establishes causation as the auto accident?
4) Is your injury permanent or will you recover?
5) Do you have lost wages, and if so how much?
6) Policy limits of the party at fault- unfortunately this one of the factors, as you may be severely injured, but the tortfeasor may have low limits. If that’s the case, your Underinsured Motorist Coverage should be utilized.
Anna Aleksander has years of experience representing injured claimants. When the insurance companies refuse to make you a reasonable offer, Anna Aleksander will take your case to court. Anna Aleksander handles minor and serious auto and truck accidents in Kentucky and wrongful death. Call for a Free Consultation now! 502-589-0816